Do I Need Travel Insurance? The Lowdown Of Being Insured Abroad

Do I need travel insurance?

So the main question is, do I need travel insurance? The short and quick answer is yes! Alongside your passport, travel insurance is the most important thing to remember when travelling abroad. Whether it’s one week in Spain or a trip around the world, your number one priority should be to get yourself covered for your travels.

The majority of trips go by without incident, but on the odd occasion, illness and accidents do happen and unless you’ve got money to spare (in some cases £1000’s) you’ll need travel insurance to cover any misadventure. Even if you’re travelling in cheap countries, travel insurance is still a necessity. While basic medical care is cheap and won’t break the bank, medical bills will start to add up if you break a bone or worse! A good example is Nepal, one of the cheapest countries in the world to travel but if you find yourself needing a helicopter evacuation out of the Himalayas you will facing a bill in the region of £5000 – 6000. A huge price to pay if you don’t have travel insurance cover.

do i need travel insurance

Heli Evac, an expensive way to get out the mountains if injured and uninsured

Choosing the right travel insurance company can be a real headache, with so many companies vying for your business it’s important to pick the right company for yourself and your travels. Fortunately, for you, we have tried and tested many travel insurance companies during our trips across the globe, and while there are many good companies offering value for money there is always one company we turn to time and time again. World Nomads are our go to travel insurance provider who we’ve used for our past three trips to Mexico, Thailand, and Morocco and we will be using for our upcoming round the world trip. We’ve found their quotes have always been reasonable and while not the cheapest, provide extensive cover and great customer service. Thankfully we’ve never had to make a claim but from speaking to other travellers who have, it’s a very quick and easy process with no hassle.

Below we have set out why we use World Nomads and what they can offer you as a travel insurance provider.

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Travel insurance: simple & flexible

You can buy, extend and claim online, even after you’ve left home. Travel insurance from is available to people from over 140 countries. It’s designed for adventurous travellers with cover for overseas medical, evacuation, baggage and a range of adventure sports and activities.

do i need travel insurance

Planning to rent a scooter while travelling? Make sure you’re insured!

7 things you should know about travel insurance from

  1. Trusted reliable underwriters is backed by a suite of strong, secure, specialist travel insurers who provide you with great cover, 24 hour emergency assistance and the highest levels of support and claims management when you need it most.
  2. Value for money with the cover you need provides cover for what’s important for travellers from over 150 countries. By focussing on what you need and leaving out what you don’t, World Nomads prices are some of the most competitive online.
  3. Flexibility when you need it most
    Had a change of plans? You can extend your policy or claim online while you are still away. You can even buy a World Nomads policy if you’re already travelling.
  4. Cover for a range of adventure activities
    From skiing & snowboarding in New Zealand to whitewater rafting in Colorado, covers a range of adventure activities, giving you peace of mind to get the most from your travels.
  5. World Nomads keeps you travelling safely
    All members have access to up-to-date travel safety alerts, as well as travel safety advice and tips online through the World Nomads Travel Safety Hub.
  6. More than just great value travel insurance
    All members can learn the local lingo through a series of iPod & iPhone Language Guides and can stay in touch with family and friends with an online travel journal.
  7. Commitment to exceptional customer service
    We want to make sure you get the most from You can find out more about why travel insurance is important for your trip. If you have any questions about your travel insurance or travel safety in general, please contact directly.
do i need travel insurance

Make sure your travel insurance covers water activities

Which company do you use for insurance while travelling abroad? Have you used World Nomads before, tell us about your experience in the comment section below.

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do i need travel insurance

Note: Some of the above links are affiliate links, at no extra cost to you if you make a purchase we make a small commission on each sale. Which helps towards the costs of running this site. All the above companies are ones which we have used in the past and can highly recommend. If you have any questions regarding these companies please let us know.